Now selling

413 Annie Drive

Watsonville, California 95076

4607
per month · principal & interest
30625
down · 3.5% FHA
875000
price
413 Annie Drive
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1622
square feet
3
bedrooms
3.5
bathrooms
265
sq ft outdoors
458
sq ft garage
2025
year built
The plan

Playa

Brand-new construction, among the first homes released in this part of Watsonville in nearly two decades, set in a tucked-away location moments from major shopping.

The Playa plan offers 1,622 square feet across three bedrooms, each with its own en-suite bath, plus a powder room for guests. The open-concept layout runs the kitchen, dining and living areas together. A 458 square foot attached garage, generous storage, and 265 square feet of private outdoor space — the largest of the three plans selling today.

The community sits on eleven acres backing onto a scenic waterway and nature trail, with a sports court, fitness par course, bocce ball court, community garden, dog park, picnic areas with barbecue grills, a children’s playground and a bird-watching overlook deck. Solar is included on every home.

Floor plan
Property video
3D tour
View the full MLS listing
Your payment
4607

per month · principal & interest

price
875000
down · 3.5% FHA
30625
Financing
FHA, 3.5% down
Rate
4.99% fixed
APR
5.87%
Term
30 years
At today’s 6.66%
5521
You save
914
Request a payment breakdown
Principal and interest only. Excludes FHA mortgage insurance, property taxes, homeowners insurance and HOA dues of
348
per month. Subject to credit approval.

This is two side-by-side units sold as one package, so the payment above is for one side only. A single FHA loan on the whole package would exceed the Santa Cruz County limit, so buyers typically finance the side they live in with FHA and the second one conventionally — where a tenant is estimated to cover about $5,500 a month. That estimate came independently from two local property management firms and is not guaranteed. Ask us to run the owner-occupant and investor structures on your own numbers.

Speak to someone
Alfonso Delgadillo

Neighborhood Loans · NMLS 198202
619.843.0627
adelgadillo@neighborhoodloans.com

Open house every Saturday & Sunday
511 Ohlone Parkway, Watsonville

Also available

More homes,
ready now.

Three market-rate homes are selling today under the 4.99% program, plus the duplex at 141 Skyline.

View all homes